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About Us

Nanci Koski is a licensed life and health insurance agent and owner of CHANGING TIDES FINANCIAL LLC. She recognizes that life is about being prepared for the changing tides. Whether they are abundantly coming in, gently ebbing out, or those crazy moments when there is a rip tide; Nanci is always there for her clients, finding new solutions that will help them to create plans to protect their family and future. Her goal is to educate people about safe financial options so they are able to make knowledgeable decisions and plan for their future.


Changing Tides Financial LLC (formerly Remley Advisory Group LLC) has a solid history of helping people protect their families and plan for their future. In 2017, following Hurricane Harvey, Nanci Koski and her husband Jim moved to Rockport, Texas, to work with her father and expand the life insurance business he had started nearly 50 years ago. Nanci has worked in the financial arena for over 15 years and became the owner of Changing Tides Financial, LLC on January 1, 2019. As an independent insurance agent, she identifies the best plans and products for each client.

Giving back to her community is a core value for Nanci and she is active in the Rockport Chamber of Commerce Board of Directors, Business Builders, and Networking Group. She is also the Vice President of the Aransas County Women's Lions Club. Nanci was an active Board Member of Keep Aransas County Beautiful, an organization that undertakes community projects. She graduated from Leadership Aransas County in 2019 and has participated in many other leadership programs over the years.

Nanci enjoys camping with her husband, hiking, biking, and visiting her kids and grandkids whenever possible.​

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